HOUSE & LOTS

OAKS A & B

Ads Classification	:	For Sale
Location	:	Cavite - Carmona
Address	:	Lantic, Carmona, Cavite
Price / Budget	:	P 1,475,000.00
Bedrooms	:	4
Bathrooms	:	2
Floor Area	:	104 square meters
Land Area	:	88 square meters
Condition	:	New

4BR/2T&B
1,475,000/unit
Single Attached Houses
18,965/mo DP for 18Mos.
20,000 Reservation
Lot Area:88sqm-House Area:104sqm
30 Mins to Makati
15 Mins to Alabang
5 Mins to SLEX
Available thru Bank or Inhouse or Pag-ibig Financing

OAKS A

OAKS B

BALCONY

The Oaks 2
Carmona Estates
Carmona
Cavite

Four (4) Bedroom with concrete room partition, ceiling, painted finish
May room sa ground floor for Lolo/Lola, Guest/Office or Maid's room.
Two (2) Toilet and Bath with tiles and ceramic fixtures
Tiled kitchen counter with stainless sink
Wala ng gagawin pa bago makalipat.
An access road to Sta. Rosa, Laguna.
Will be a kilometer away to Laguna Technopark, Sta. Rosa Laguna.
House Area: 104 square meters
Typical Lot Area: 88 square meters
Bank loan to be process by developer. Just submit required docs.
LIMITED: BIGGER LOTS AND HOUSE AREA ALSO AVAILABLE

Lot Area: 140 sqm. - House Area: 104 sqm. - Php1,837,000.00

Lot Area: 160 sqm. - House Area: 104 sqm. - Php1,984,000.00

Lot Area: 200 sqm. - House Area: 104 sqm. - Php2,336,000.00

Lot Area: 240 sqm. - House Area: 104 sqm. - Php2,664,000.00

Reservation is on First Come - First Serve Basic

Developed by a Leading Developer.. a 2006 Awardee:

SAMPLE COMPUTATION - INHOUSE FINANCING
(Ready for Occupancy in 15-18 months - Oakwood B House Model)

Block 08
Lot 05
Lot Area: 88 sqm.
Floor Area: 104 sqm.

Selling Price..................................Php 1,475,000.00
20% Required Downpayment......................295,000.00
Add: Processing Fees................................66,375.00
Total Downpayment..................................361,375.00
Less: Reservation.......................................20,000.00
Net Downpayment payable in 18 mos...........341,375.00
Monthly Downpayment for 18 mos................18,965.00
80% Balance Loanable ............................1,180,000.00
Inhouse Monthly Amortizaton
5 yrs...................29,964.24
10 yrs..................23,591.93
Pag-ibig Monthly Amortization
5 yrs...................25,362.80
10 yrs..................15,922.33
15 yrs..................13,043.70
20 yrs..................11,780.88
25 yrs..................11,141.34
30 yrs...................10,793.92

Note:

MRI and Fire Insurance not included.
Inhouse and Pag-ibig Financing does not include Transfer of Title cost.
For Pag-ibig Financing, Buyer will apply directly to this office.

SAMPLE COMPUTATION - BANK FINANCING
(Ready for Occupancy in 15-18 months - Oakwood B House Model)

Block 03
Lot 17
Lot Area: 88 sqm.
Floor Area: 104 sqm.

Selling Price..........................Php1,475,000.00
20% Required Downpayment.............295,000.00
Less: Reservation.............................20,000.00
Net Downpayment payable in 18 mos.275,000.00
Monthly Downpayment for 18 mos.......15,277.77
80% Balance Loanable ..................1,180,000.00
Add: Processing fee.........................118,000.00
Total Balance Loanable to Bank.......1,298,000.00
Bank Monthly Amortizaton:
5 yrs................26,944.35
10 yrs...............16,442.51
15 yrs...............13,165.18

Fire and MRI Insurance not included.
Note:

Developer accepts/process Bank Financing.
Processing fee includes transfer of title and other processing expense.
Buyer can move in upon full payment of equity and Bank loan take-out. Submission of full documents needed within 15 days from date of reservation

AMENITIES & FACILITIES

Shuttle Service
Swimming Pool
24 Hour Security
Elegant Entrance Gate
Energized by MERALCO
Roman Catholic Church
Landscaped Open Spaces
Centralized Water System
Landscaped Parks & Playground
Village Clubhouse & Multipurpose Area

FREQUENTLY ASKED QUESTIONS

1. Reservation is Php20,000.00 for The Oaks 2 Model. It is not refundable but is part of the downpayment. Buyer can transfer to another unit provided under same developer. All payments made will be duly credited in the new choosen unit. Walang penalty or mawawala sa payment. Just pay Php3,000.00 as transfer fee.

2. Monthly Downpayment - your first downpayment will start 30 days after you paid your reservation. Hindi po sabay ang pagbabayad ng reservation at first downpayment.

3. Monthly Amortization - the first monthly amortization will start after you have fully paid the downpayment. Hindi po magsasabay ang monthly downpayment at monthly amortization.

HOUSE BUYING SALES PROCEDURE FOR 15 MONTH EQUITY:

Month 1 - DAY 1......Reservation
Day 7-15.................Submission of Requirements
Month 2..................1st Monthly Equity or Downpayment
Month 3..................2nd Monthly Equity or Downpayment
Month 4..................3rd - 15th Monthly Equity or Downpayment
Month 17................1st Monthly Amortization and Turnover

4. Kailan Puede Lumipat - Construction of the house and land development is now ongoing. For Pag-ibig Financing - after full payment of equity and Pag-ibig loan take out (Pag-ibig has paid the developer).

5. Ready for Occupancy Units - there is no ready for occupancy unit in The Oaks 2. Please take note that turn-over unit has only cement finish flooring in all floors. Buyer will shoulder the cost of tiles intallation.

6. Hassle Free Loan Application - Developer will handle Bank & Inhouse processing. Just submit all the required documents. Buyer will process Pag-ibig Loan Application.

7.) REQUIRED DOCUMENTS - IN-HOUSE FINANCING
(Must be submitted withinin 15-30 days from Reservation date)

1.)Valid ID/TIN
2.) 3 pcs. ID picture 1x1 (husband & wife & Atty. in Fact)
3.) Residence Certificate (husband & wife Atty in Fact)
4.) Birth Certificate (for Single) or Marrriage Contract (for Married)
5.) Certificate of Employment ITR or Bank Account
6.) FOR OFW: Job Contract and Photocopy of Passport
7.) Postdated checks: Developer will give a Bank Referral Letter so Buyer can open a checking account. Only Php5,000.00 to open an account.:

A.) 15 pcs. as per Dp/Equity term choosen
B.) 36 pcs. for Monthly Amortization
C.) 1 pc. Guarantee Check
D.) 9 pcs. Real Property Tax for 5 yrs. or 9 pcs. for 10 yrs.
E.) TOTAL CHECKS .....61 CHECKS

In-House Processing Fee Includes the following:

Premiums for the first year coverage-mortage redemption insurance (MRI) & fire insurance.
Real Property taxes for one year.
Blue Print of house plans (one set)
Home Owners Association (HOA) dues for Preventive maintenance.
Administritive expenses.

important: The cost to be incurred for the transfer of the Certificate of Title in the buyer's name are not included.

8.) REQUIRED DOCUMENTS - BANK FINANCING
(Must be submitted withinin 15-30 days from Reservation date)

1.) 3 pcs. ID picture 1x1 (applicant)
2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact)
3.) Cedula
4.) Birth Certificate (if single) or Marriage Contract ( if Married) or Death Certificate (Widow)
5.) Proof of Billing Address or Certification from Owner if Renting
6.) Payslip (6 months)
7.) Photocopy of Bank Book (last 6 months)
8.) TIN
9.) Certificate of Employment with Compensation-
10.) Latest Income Tax Return or ITR
11.) Postdated Checks: Developer will give Bank Referral Letter so Buyer can open a checking account. Only Php5,000.00 to open an account.:

A.) 15 pcs. Downpayment or According to DP terms
B.) 1 pc. Guarantee check
C.) TOTAL CHECKS......16 pcs.

If OFW - SEAMAN - Add these documents:

12.) Passport (Xerox)
13.) Certificate of employment from Agency and/or Job Contract
14.) Exit Pass (Authenticated by POEA)
15.) Special Power of Attorney - Notarized

IF OFW - LANDBASE - Add this documents:

16.) Certificate of Employment from Company - Notarized
17.) Latest contract of Employment (Authenticated by POEA)

9.) REQUIRED DOCUMENTS - PAG-IBIG FINANCING (Locally Employed)
(Must be submitted withinin 15-30 days from Reservation date)

1.) 3 pcs. ID picture 1x1 (applicant)
2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact)
3.) Cedula
4.) Birth Certificate (if single) or Marriage Contract ( if Married)
5.) Proof of Billing Address or Certification from Owner if Renting
6.) Payslip (3 months)
7.) MSVS - Membership Status Verification Slip from Pag-ibig)
8.) Pag-ibig Counselling from the Developer
9.) TIN
10.) Certificate of Employment with Compensation
11.) ITR

7.) Postdated checks: Developer will give Bank Referral Letter so Buyer can open a checking account. Only Php5,000.00 to open an account.:

A.) 15 pcs. as per Dp/Equity term choosen
B.) 44 pcs. for Monthly Amortization
C. ) 2 pcs. Realty Property Tax (2 yrs.)
D. TOTAL 61 CHECKS

If OFW - Add these documents:

13.) Passport (Xerox)
14.) Job Contract

Note:
Any two (2) of the following are accepted valid ID's:

Passport/Drivers License..PRC ID..NBI Clearance..Police Clearance
Postal ID..GSIS E-Card..SSS..Philhealth Card..Senior Citizen..OWWA ID
OFW ID..Seaman'sBook..Alien Certification Registration.....
Immigrant Certification.

10). INVEST NOW. This is your chance to own a house that has easy and flexible terms.Di na kailangan gumastos ng malaki bago makalipat. Vinyl tiles will do.

HURRY RESERVE NOW!!!

FOR MORE INFORMATION:

NAME:AVELINA BARBO
MOBILE NO.+639215070718/+639054650104
EMAILADD:avelina_barbo23@yahoo.com.ph