HOUSE & LOTS - Pinescrest
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PINESCREST SINGLE ATTACHED
CARMONA CAVITE

Ads Classification : For Sale
Location : Cavite - Carmona
Address : Lantic, Carmona, Cavite
Price / Budget : P 1,100,000.00
Bedrooms : 3
Bathrooms : 2
Floor Area : 60 square meters
Land Area : 80 square meters
Condition : New

3BR/2T&B
1,100,000/unit
Single Houses
13,861
/mo DP for 18 mos
8,796/mo Bank Amort.

20,000 to Reserve

Lot Area:80sqm-House Area:60sqm
30 Mins to Makati
15 Mins to Alabang

5 Mins to SLEX
Available thru Bank, Pag-ibig and Inhouse Financing
















Pines Single @ Amandala Village
Carmona Estates
Carmona
Cavite


  • Single Attached. Walang Kadikit na Bahay on both Sides.
  • Highly Recommended for those who Value Privacy.
  • Three (3) Bedroom with room partition, with ceiling, painted finish na.
  • Spacious area for Garden and Laundry Area at the Back
  • Me bedroom sa ground floor for Lolo or guest/office/study/maids room
  • Two (2) Toilet and Bath with tiles and ceramic fixtures
  • Tiled kitchen counter with stainless sink
  • An access road direct to Sta. Rosa coming from the village
  • Laguna Technopark will be a kilometer away.
  • House Area: 60 square meters
  • Typical Lot Area: 80 square meters
  • Bank/Inhouse loan to be process by developer. Just submit documents.
  • Developed by a Leading Developer..a 2006 Awardee:

SAMPLE COMPUTATION - BANK FINANCING
(Ready for Occupancy
in 16-18 months - Pines-SA Model)

Block 06
Lot No. 15
Lot Area: 80 sqmeter
Floor Area: 60 sqmeter

Selling Price....................................Php1,100,000.00
20% Required Downpayment.......................220,000.00
Less: Reservation.......................................20,000.00
Net Downpayment
payable in 12 mos...........200,000.00
Monthly Downpayment for 12 mos.................16,666.66

80% Balance Loanable ..............................880,000.00
Add: Processing fee....................................88,000.00
Total Balance Loanable to Bank...................968,000.00

Bank Monthly Amortizaton:
5 yrs................................20,094.09
10 yrs
..............................12,262.21
15 yrs
...............................9,818.10
20 yrs
................................9,181.67
25 yrs
................................8,796.21

Fire and MRI Insurance not included. Estimated at .0005% of loanable amount.


Note:
  • Developer accepts/process Bank Financing for Pines Single house model.
  • Above interest rate are estimates and for reference only. Prevailing interest rate will apply upon loan take-out.
  • Processing fee includes transfer of title and other processing expense.
  • Buyer can move in upon full payment of equity and Bank loan take-out. Prevailing interest rate upon loan take-out will apply. Submission of full documents needed within 15-30 days from date of reservation.

SAMPLE COMPUTATION - IN-HOUSE FINANCING
(Ready for Occupancy in 16-18 months - Pines-SA Model)

Block 06
Lot No. 15
Lot Area: 80 sqmeter
Floor Area: 60 sqmeter

Selling Price...............................Php1,100,000.00
20% Required downpayment.............Php220,000.00
Add: Processing Fee.............................49,500.00
Total Downpayment.............................269,500.00
Less: Reservation..................................20,000.00
Net Equity
(payable in 12- 18 mos).......249,500.00

Monthly Downpayment for 12 mos............20,791.67

Monthly Downpayment for 15 mos............16,633.33

Monthly Equity for 18 mos......................13,861.11
80% Balance Loanable ..........................880,000.00

Monthly INHOUSE Amortization:
5 yrs..................
.....Php22,346.22
10 yrs..........................17,593.99

Monthly PAG-IBIG AMORTIZATION:

10 yrs..............................Php11,874.28
15 yrs....................................9,727.51
20 yrs....................................8,785.74
25 yrs....................................8,308.80
30 yrs....................................8,049.70

MRI and Fire Insurance not included. Estimated at .0005% of loanable amount.

NOTE

  • IN-HOUSE financing has maximum of 10 yrs. term only.
  • Buyer will process PAG_IBIG loan application.
  • Processing fee in Inhouse/Pag-ibig Financing does not include Transfer of Title.
  • Buyer will pay for it and estimated cost to transfer a title is Php43T up
  • Processing fee covers one (I) yr advance Realty/Property Tax, One (1) yr. Advance HOA (Homeowners Association ) dues, MRI and Fire Insurance, documentation and other fees.



Carmona Estates is Compose of Five (5) Villages:

1.) Cedar Village.......Php550,000.00 - Php700,000.00 - - Villas Type
2.) Kinarri Village......Php800,000.00 - Php1,500,000.00 - Townhouse
3.) Amandala Village..Php1,100,000.00- Php1,700,000.00 - Single Attached
4.) The Oaks Village...Php1,400,000.00- Php1,800,000.00 - Single Attached
5.) Pine Crest Village..Php850,000.00 - Php2,600,000.00 - Single Attached

AMENITIES & FACILITIES


Shuttle Service
Swimming Pool
24 Hour Security
Elegant Entrance Gate
Energized by MERALCO
Roman Catholic Church

Landscaped Open Spaces
Centralized Water System
Landscaped Parks & Playground
Village Clubhouse & Multipurpose Area


 

FREQUENTLY ASKED QUESTIONS
1. Reservation is Php20,000.00 for PINES Single Attached. It is not refundable but is part of the downpayment. Buyer can transfer to another unit provided under same developer and same price or price is higher than old unit. All payments made will be duly credited in the new choosen unit. Walang penalty or mawawala sa payment. Just pay Php3,000.00 as transfer fee.
2. Monthly Downpayment - your first downpayment will start 30 days after you paid your reservation. Hindi po sabay ang pagbabayad ng reservation at first downpayment.
3. Monthly Amortization - the first monthly amortization will start after you have fully paid the downpayment. Hindi po magsasabay ang monthly downpayment at monthly amortization.
HOUSE BUYING SALES PROCEDURE FOR 15 MONTH DOWNPAYMENT:

  • Month 1 - DAY 1......Reservation
  • Day 7-15.................Submission of Requirements
  • Month 2..................1st Monthly Equity or Downpayment
  • Month 3..................2nd Monthly Equity or Downpayment
  • Month 4..................3rd - 15th Monthly Equity or Downpayment
  • Month 16................1st Monthly Amortization and House Turnover
4. Kailan Puede Lumipat - Construction of the house and land development is ongoing now. For Pag-ibig Financing - after full payment of equity and Pag-ibig loan take out (Pag-ibig has paid the developer). Estimated time in loan processing is 5-6 mos after submission of full documents. Processing For Bank Financing - after full payment of downpayment and Bank loan take-out (bank has paid the developer). If IN-house Financing - after full payment of downpayment puede na lumipat. No need for loan take-out.
5. Ready for Occupancy Units - there is no ready for occupancy unit in Pines Single Attached House. Please take note that turn-over unit has only cement finish flooring in all floors. Buyer will shoulder the cost of tiles intallation.
6. Hassle Free Loan Application - Developer will process Bank and Inhouse Financing. Just submit all the required documents.
7.) REQUIRED DOCUMENTS - IN-HOUSE FINANCING
(Must be submitted withinin 15-30 days from Reservation date)

1.)Valid ID/TIN
2.) 3 pcs. ID picture 1x1 (husband & wife & Atty. in Fact)
3.) Residence Certificate (husband & wife Atty in Fact)
4.) Birth Certificate (for Single) or Marrriage Contract (for Married)
5.) Certificate of Employment ITR or Bank Account
6.) FOR OFW: Job Contract and Photocopy of Passport
7.) Postdated checks: Developer will give a Bank Referral Letter so Buyer can open a checking account. Only Php5,000.00 to open an account.:
A.) 12 pcs. as per Dp/Equity term choosen
B.) 36 pcs. for Monthly Amortization
C.) 1 pc. Guarantee Check
D.) 4 pcs. Real Property Tax for 5 yrs. or 9 pcs. for 10 yrs.
E.) TOTAL CHECKS .....53 CHECKS
8.) REQUIRED DOCUMENTS - BANK FINANCING
(Must be submitted withinin 15-30 days from Reservation date)

1.) 3 pcs. ID picture 1x1 (applicant)
2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact)
3.) Cedula
4.) Birth Certificate (if single) or Marriage Contract ( if Married) or Death Certificate (Widow)
5.) Proof of Billing Address or Certification from Owner if Renting
6.) Payslip (6 months)
7.) Photocopy of Bank Book (last 6 months)
8.) TIN
9.) Certificate of Employment with Compensation-
10.) Latest Income Tax Return or ITR
11.) Postdated Checks:
Developer will give Bank Referral Letter so Buyer can open a checking account. Only Php5,000.00 to open an account.:
A.) 12 pcs. Downpayment or According to DP terms
If OFW - SEAMAN - Add these documents:

12.) Passport (Xerox)
13.) Certificate of employment from Agency and/or Job Contract
14.) Exit Pass (Authenticated by POEA)
15.) Special Power of Attorney - Notarized

IF OFW - LANDBASE - Add this documents:

16.) Certificate of Employment from Company - Notarized
17.) Latest contract of Employment (Authenticated by POEA)


9.) REQUIRED DOCUMENTS - PAG-IBIG FINANCING (Locally Employed)
(Must be submitted withinin 15-30 days from Reservation date)

1.) 3 pcs. ID picture 1x1 (applicant)
2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact)
3.) Cedula
4.) Birth Certificate (if single) or Marriage Contract ( if Married)
5.) Proof of Billing Address or Certification from Owner if Renting
6.) Payslip (3 months)
7.) MSVS - Membership Status Verification Slip from Pag-ibig)
8.) Pag-ibig Counselling from the Developer
9.) TIN
10.) Certificate of Employment with Compensation
11.) ITR
7.) Postdated checks: Developer will give Bank Referral Letter so Buyer can open a checking account. Only Php5,000.00 to open an account.:
A.) 12 pcs. as per Dp/Equity term choosen
B.) 36 pcs. for Monthly Amortization
C. ) 2 pcs. Realty Property Tax (2 yrs.)
D. TOTAL 50 CHECKS
If OFW - Add these documents:

13.) Passport (Xerox)
14.) Job Contract

Note:
Any two (2) of the following are accepted valid ID's:

Passport/Drivers License..PRC ID..NBI Clearance..Police Clearance
Postal ID..GSIS E-Card..SSS..Philhealth Card..Senior Citizen..OWWA ID
OFW ID..Seaman'sBook..Alien Certification Registration.....
Immigrant Certification.
10). INVEST NOW. This is your chance to own a house that has easy and flexible terms.
HURRY RESERVE NOW!!!
FREQUENTLY ASKED QUESTIONS
1. Reservation is Php20,000.00 for PINES Single Attached. It is not refundable but is part of the downpayment. Buyer can transfer to another unit provided under same developer and same price or price is higher than old unit. All payments made will be duly credited in the new choosen unit. Walang penalty or mawawala sa payment. Just pay Php3,000.00 as transfer fee.
2. Monthly Downpayment - your first downpayment will start 30 days after you paid your reservation. Hindi po sabay ang pagbabayad ng reservation at first downpayment.
3. Monthly Amortization - the first monthly amortization will start after you have fully paid the downpayment. Hindi po magsasabay ang monthly downpayment at monthly amortization.
HOUSE BUYING SALES PROCEDURE FOR 15 MONTH DOWNPAYMENT:

  • Month 1 - DAY 1......Reservation
  • Day 7-15.................Submission of Requirements
  • Month 2..................1st Monthly Equity or Downpayment
  • Month 3..................2nd Monthly Equity or Downpayment
  • Month 4..................3rd - 15th Monthly Equity or Downpayment
  • Month 16................1st Monthly Amortization and House Turnover
4. Kailan Puede Lumipat - Construction of the house and land development is ongoing now. For Pag-ibig Financing - after full payment of equity and Pag-ibig loan take out (Pag-ibig has paid the developer). Estimated time in loan processing is 5-6 mos after submission of full documents. Processing For Bank Financing - after full payment of downpayment and Bank loan take-out (bank has paid the developer). If IN-house Financing - after full payment of downpayment puede na lumipat. No need for loan take-out.
5. Ready for Occupancy Units - there is no ready for occupancy unit in Pines Single Attached House. Please take note that turn-over unit has only cement finish flooring in all floors. Buyer will shoulder the cost of tiles intallation.
6. Hassle Free Loan Application - Developer will process Bank and Inhouse Financing. Just submit all the required documents.
7.) REQUIRED DOCUMENTS - IN-HOUSE FINANCING
(Must be submitted withinin 15-30 days from Reservation date)

1.)Valid ID/TIN
2.) 3 pcs. ID picture 1x1 (husband & wife & Atty. in Fact)
3.) Residence Certificate (husband & wife Atty in Fact)
4.) Birth Certificate (for Single) or Marrriage Contract (for Married)
5.) Certificate of Employment ITR or Bank Account
6.) FOR OFW: Job Contract and Photocopy of Passport
7.) Postdated checks: Developer will give a Bank Referral Letter so Buyer can open a checking account. Only Php5,000.00 to open an account.:
A.) 12 pcs. as per Dp/Equity term choosen
B.) 36 pcs. for Monthly Amortization
C.) 1 pc. Guarantee Check
D.) 4 pcs. Real Property Tax for 5 yrs. or 9 pcs. for 10 yrs.
E.) TOTAL CHECKS .....53 CHECKS
8.) REQUIRED DOCUMENTS - BANK FINANCING
(Must be submitted withinin 15-30 days from Reservation date)

1.) 3 pcs. ID picture 1x1 (applicant)
2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact)
3.) Cedula
4.) Birth Certificate (if single) or Marriage Contract ( if Married) or Death Certificate (Widow)
5.) Proof of Billing Address or Certification from Owner if Renting
6.) Payslip (6 months)
7.) Photocopy of Bank Book (last 6 months)
8.) TIN
9.) Certificate of Employment with Compensation-
10.) Latest Income Tax Return or ITR
11.) Postdated Checks:
Developer will give Bank Referral Letter so Buyer can open a checking account. Only Php5,000.00 to open an account.:
A.) 12 pcs. Downpayment or According to DP terms
If OFW - SEAMAN - Add these documents:

12.) Passport (Xerox)
13.) Certificate of employment from Agency and/or Job Contract
14.) Exit Pass (Authenticated by POEA)
15.) Special Power of Attorney - Notarized

IF OFW - LANDBASE - Add this documents:

16.) Certificate of Employment from Company - Notarized
17.) Latest contract of Employment (Authenticated by POEA)

9.) REQUIRED DOCUMENTS - PAG-IBIG FINANCING (Locally Employed)
(Must be submitted withinin 15-30 days from Reservation date)

1.) 3 pcs. ID picture 1x1 (applicant)
2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact)
3.) Cedula
4.) Birth Certificate (if single) or Marriage Contract ( if Married)
5.) Proof of Billing Address or Certification from Owner if Renting
6.) Payslip (3 months)
7.) MSVS - Membership Status Verification Slip from Pag-ibig)
8.) Pag-ibig Counselling from the Developer
9.) TIN
10.) Certificate of Employment with Compensation
11.) ITR
7.) Postdated checks: Developer will give Bank Referral Letter so Buyer can open a checking account. Only Php5,000.00 to open an account.:
A.) 12 pcs. as per Dp/Equity term choosen
B.) 36 pcs. for Monthly Amortization
C. ) 2 pcs. Realty Property Tax (2 yrs.)
D. TOTAL 50 CHECKS
If OFW - Add these documents:

13.) Passport (Xerox)
14.) Job Contract

Note:
Any two (2) of the following are accepted valid ID's:

Passport/Drivers License..PRC ID..NBI Clearance..Police Clearance
Postal ID..GSIS E-Card..SSS..Philhealth Card..Senior Citizen..OWWA ID
OFW ID..Seaman'sBook..Alien Certification Registration.....
Immigrant Certification.
10). INVEST NOW. This is your chance to own a house that has easy and flexible terms.
HURRY RESERVE NOW!!!
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